Frequently Asked Questions (FAQs)

On average, our clients begin to see changes in their credit report within the first 30-45 days.
Anyone with a lower credit score or inaccuracies on their credit report can benefit long-term from the advice and information provided through credit education. The benefit of working with Prosperity Credit Repair is that we will work to remove inaccurate or damaging information on your credit reports.
Bankruptcies, Foreclosures, Collections, Charge-offs, Repossessions, Medical bills, Credit card debt, Inquiries, Late payments, Student Loans, and Much More.
The Fair Credit Reporting Act (FCRA) is a U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. The FCRA gives you the right to dispute anything that appears on a credit report. Prosperity Credit Repair has the skills and training to identify and dispute items on your report that are inaccurate, out of date, false and/or erroneous.
At Prosperity Credit Repair, we prefer to take a more personalized approach to the credit repair process. You are not just a number here with us. We pride ourselves on taking a customized approach to all credit files, and NEVER outsource your file. We strive to get results quickly, while providing the best quality service we can.
Throughout the process, we ask that you maintain good credit habits by not applying for new credit, paying all of your debts on time, as well as keeping an open line of communication with your credit consultant. Additionally, you must forward all correspondences you receive in the mail from any bureaus or creditors to Prosperity Credit Repair within 48 hours of receipt.

The Prosperity Promise

When we work on your credit, we expect results - and SO SHOULD YOU! If our team of professionals fail your expectations to remove or correct derogatory items on your report within the first 90 days, You are entitled to a full refund of you monthly payments. We are confident that your expectations will be met throughout every aspect of the credit repair process!

Get In Touch

Prosperity Credit Repair is the preferred choice in Texas.

  • 325 N. St Paul St. Suite 3100 Dallas, Texas , 75201
  • (888) 302-4248
  • info@myprosperitycredit.com


  • Monday............9:00 am - 6:00 pm

  • Tuesday............9:00 am - 6:00 pm

  • Wednesday.......9:00 am - 6:00 pm

  • Thursday..........9:00 am - 6:00 pm

  • Friday...............9:00 am - 6:00 pm

  • Saturday...............10:00 am - 4:00 pm

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